Here we are, approaching a new year and a new decade By setting a resolution you are taking the first step towards at least attempting to set a goal, but falling unfortunately short A goal must, MUST be written down on paper if you intend on accomplishing it.

In today’s market we must either adapt or die, both in life and in business The definition of insanity has changed You now have the ability to lose money for doing the same things over and over that used to make you money